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	<title>Comments on: International travelers:  are you getting ripped off by your credit card company?</title>
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	<link>http://www.practicalhacks.com/2010/03/08/international-travelers-are-you-getting-ripped-off-by-credit-card-company/</link>
	<description>Gadgets, gear, and greatness for people on the go</description>
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		<title>By: Kevin</title>
		<link>http://www.practicalhacks.com/2010/03/08/international-travelers-are-you-getting-ripped-off-by-credit-card-company/comment-page-1/#comment-3433</link>
		<dc:creator>Kevin</dc:creator>
		<pubDate>Tue, 09 Mar 2010 00:58:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.practicalhacks.com/?p=9713#comment-3433</guid>
		<description>Till, Thanks for the catch; I&#039;ll correct the post.</description>
		<content:encoded><![CDATA[<p>Till, Thanks for the catch; I&#8217;ll correct the post.</p>
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		<title>By: Till</title>
		<link>http://www.practicalhacks.com/2010/03/08/international-travelers-are-you-getting-ripped-off-by-credit-card-company/comment-page-1/#comment-3432</link>
		<dc:creator>Till</dc:creator>
		<pubDate>Tue, 09 Mar 2010 00:50:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.practicalhacks.com/?p=9713#comment-3432</guid>
		<description>Kevin, thanks for the suggestions. Just a quick correction: On the Capital One card points are valued at $0.01 not $0.10. That&#039;s why you have factor 100 between $100 and spending 10000 points for that. If points were valued at $0.10 that would be a 10% payback for every purchase. Too good to be true.</description>
		<content:encoded><![CDATA[<p>Kevin, thanks for the suggestions. Just a quick correction: On the Capital One card points are valued at $0.01 not $0.10. That&#8217;s why you have factor 100 between $100 and spending 10000 points for that. If points were valued at $0.10 that would be a 10% payback for every purchase. Too good to be true.</p>
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		<title>By: Andy</title>
		<link>http://www.practicalhacks.com/2010/03/08/international-travelers-are-you-getting-ripped-off-by-credit-card-company/comment-page-1/#comment-3431</link>
		<dc:creator>Andy</dc:creator>
		<pubDate>Mon, 08 Mar 2010 22:51:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.practicalhacks.com/?p=9713#comment-3431</guid>
		<description>I&#039;ve got a Capital One card specifically for that reason, and I also opened a checking account with Umpqua Bank, which offers the only debit card I&#039;m aware of that doesn&#039;t charge a conversion fee for purchases (although VISA still takes their 1% cut). 

I also use my Bank of America debit card at Barclays and DeutchBank ATMs all over Europe for free cash withdrawals.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve got a Capital One card specifically for that reason, and I also opened a checking account with Umpqua Bank, which offers the only debit card I&#8217;m aware of that doesn&#8217;t charge a conversion fee for purchases (although VISA still takes their 1% cut). </p>
<p>I also use my Bank of America debit card at Barclays and DeutchBank ATMs all over Europe for free cash withdrawals.</p>
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